Postdating effective date of life insurance
The term does not include -- (A) any officer or employee of a creditor while, in the name of the creditor, collecting debts for such creditor; (B) any person while acting as a debt collector for another person, both of whom are related by common ownership or affiliated by corporate control, if the person acting as a debt collector does so only for persons to whom it is so related or affiliated and if the principal business of such person is not the collection of debts; (C) any officer or employee of the United States or any State to the extent that collecting or attempting to collect any debt is in the performance of his official duties; (D) any person while serving or attempting to serve legal process on any other person in connection with the judicial enforcement of any debt; (E) any nonprofit organization which, at the request of consumers, performs bona fide consumer credit counseling and assists consumers in the liquidation of their debts by receiving payments from such consumers and distributing such amounts to creditors; and (F) any person collecting or attempting to collect any debt owed or due or asserted to be owed or due another to the extent such activity (i) is incidental to a bona fide fiduciary obligation or a bona fide escrow arrangement; (ii) concerns a debt which was originated by such person; (iii) concerns a debt which was not in default at the time it was obtained by such person; or (iv) concerns a debt obtained by such person as a secured party in a commercial credit transaction involving the creditor.
For example, this version uses FDCPA section numbers in the headings. Although the staff has made every effort to transcribe the statutory material accurately, this compendium is intended as a convenience for the public and not a substitute for the text in the U. For the purpose of section 1692f(6) of this title, such term also includes any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the enforcement of security interests.
The circuit court also held that none of the language contained in the Flex Plan documents could reasonably be interpreted to create a promise of vested lifetime benefits. The district court denied Genworth’s request, holding that a Michigan statute exempted the money from garnishment because it was a payment from an insurance company for a disability.
In any event, the circuit court added, even if a plan document of the Flex Plan had contained such a promise, it would likely have been unenforceable in light of a reservation-of-rights clause in several plan documents that clearly reserved to Xerox the right “to amend, suspend or terminate the Plan . Then, the district court ordered Sun Life to pay the plaintiff ,641.94 in attorney’s fees and interest because of his successful appeal of its termination decision. It found that the attorney’s fees in this case were not exempt under the Michigan statute because the fees were not disability benefits under the plaintiff’s insurance policy and the statute made no reference to attorney’s fees or to money paid by a party in litigation, exempting only money or other benefits paid “on account of” a disability.
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Inductions for non-medical reasons have been on the rise in the U. Increasingly, more women are being induced because they have reached their estimated “due date” of 40 weeks.
According to the 2013 Listening to Mothers III survey, more than four out of ten mothers (41%) in the U. said that their care provider tried to induce labor ().
However, in the 2010s, some researchers began to dispute the claim that elective induction doubles the risk of cesarean.
They argued that earlier studies—where elective induction showed a doubling in C-section rates—were flawed.